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Why do I need to keep a minimum XRP balance in my wallet?

The XRP Ledger imposes a minimum "owner's reserve" or "base reserve" of 10 XRP, which is mandatory for all XRP wallets. This reserve serves multiple important purposes: 

  • Spam prevention: The reserve discourages malicious actors from creating a large number of accounts, which could potentially be used for spamming the network with transactions. 
  • Account activation: It helps ensure that new accounts are sufficiently funded and not created solely for abusive purposes. 
  • Network stability: The reserve contributes to the overall stability and security of the XRP Ledger. 

The 10 XRP owner's reserve is a locked reserve and cannot be used for regular transactions, fees or transfers. For more information, please refer to: https://developers.ripple.com/reserves.html).