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What is cryptocurrency (in plain English)?

Crypto is digital money you can send online without a bank in the middle.

Crypto runs on a blockchain, which is a public record that tracks transactions instead of a bank or government.

In plain terms:

  • Digital-only: no physical cash
  • Direct: you can send it to other people without a bank
  • Blockchain-based: transactions are recorded and hard to change

Examples: Bitcoin (BTC), Ethereum (ETH)

Common mistake:
Thinking crypto works like Venmo or a bank transfer — it doesn’t have a “undo” button.

Next step:
👉 Learn how to Buy or Receive crypto